HSBC

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Enjoy greater financial flexibility with an increased credit limit

Review of Credit Limit on HSBC Credit Cards

Thank you for using your HSBC credit card. We'll like to invite you to do a review on your credit limit, to enjoy up to 6 times your monthly income*. With a higher credit limit, you can have greater financial flexibility and be prepared for any extra spending that may occur.

What you need to do?

Step 1

Download and complete the Credit Limit Review Form

Step 2

Upon completion of the form, you may submit the signed application form with supporting documents through:

•	Upload it at www.hsbc.com.sg/upload, or
•	Email to: cardlimitreview@hsbc.com.sg, or
•	Mail in back to us using the BRE provided

If you have any questions, please call us on 1800-HSBC NOW (4722 669) in Singapore or (65) 6-HSBC NOW (4722669) from overseas


Click www.hsbc.com.sg/cards				Call 1800-HSBC NOW (4722 669)

-		If you have recently changed your personal particulars, let us know here.
-		If you have any queries, please call us on 1800-HSBC NOW (4722 669) or e-mail us at direct@hsbc.com.sg.

We maintain strict security standards and procedures to prevent unauthorised access to information about you. HSBC will not contact you by e-mail or otherwise ask you to validate personal information such as your user ID or password. If you receive such a request, please call our 24-hour Customer Service Hotline on 1800-HSBC NOW (4722 669).

We also remind our customers to connect only to www.hsbc.com.sg when accessing Internet Banking. Never follow a link within an e-mail to start an Internet Banking session. Instead, key in directly to the browser address bar our URL (www.hsbc.com.sg) to access our secured Internet Banking site.

Privacy and Security

Hyperlink Policy

Terms & Conditions:

*	Terms and conditions for credit limit review

Subject to approval. The Credit Limit Review Form is applicable for the application of permanent credit limit increase and valid when received by HSBC with the required income documents. Please allow seven to ten working days for the processing of completed credit limit review forms and documents. Request for credit limit increase is only available to main cardholders who provide complete income documents indicating an increase in monthly income and who have not had any credit limit revisions in the past 6 months. Supplementary cardholders (if any) are also required to provide consent for the credit limit increases on his/her credit card. Please note that should the income documents reflect a lower earned income than what was previously declared, HSBC has the right to adjust the current credit limit to reflect the latest earned income. The maximum aggregate credit limit with HSBC in respect of unsecured credit facilities granted to a Singapore Citizen / Permanent Resident is based on the following: (a) Annual income of S$120,000 and above is up to six times the individual's monthly income (b) Annual income of S$30,000 and less than S$120,000 is up to four times the individual's monthly income or (c) an amount which HSBC may in its discretion determine. HSBC's decision in all matters relating to the credit limit review shall be at HSBC's discretion and shall be final and binding on the cardholder. The terms and conditions contained herein are in addition to the HSBC Cardholder Agreement, which shall continue to apply.