Dear Customer,

It has been an eventful 2022. As the new year approaches, let's reflect on the various events in the market, including the COVID-19 outbreak, geopolitical tensions, inflationary pressure, and more. 

As 2023 unfolds, what is the outlook for the new era? Where do we see investing opportunities that will possibly generate sustainable returns for investors?

Join us as we invite Hubert Aarts from Impax Asset Management as he unveils his thoughts on what has happened and what is to come.

Issued by HSBC Bank Malaysia Berhad 198401015221 (127776-V) 2022.

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