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As of  3 February, 2012 (Subject to change, before Tax)
We offer deposit that varies among different currencies, deposit amounts and periods. The information shown is for indication only. Please contact HSBC Call Centre (Tel. 1588-1770) for more information.
Term Deposit (Local Currency)
Period/Method 1 Month 2 Months 3 Months 6 Months 9 Months 1 year
Due (% p.a.) 1.40 1.50 1.60 1.80 2.10 2.70
Monthly (% p.a.) 1.40 1.50 1.60 1.79 2.09 2.67
Term Deposit (Foreign Currency)
Currency Interest rate by deposit tenor (per annum%/before tax)
7 Days 14 Days 1 Month 2 Months 3 Months 6 Months 9 Months 12 Months
US Dollar 0.00 0.00 0.00 0.00 0.16 0.49 0.71 0.94
Japan Yen 0.00 0.00 0.00 0.00 0.00 0.05 0.26 0.40
Sterling 0.05 0.12 0.32 0.46 0.68 1.08 1.42 1.72
Euro 0.00 0.00 0.23 0.42 0.67 1.08 1.33 1.58
HK Dollar 0.00 0.00 0.00 0.03 0.01 0.26 0.37 0.71
Australia Dollar 3.59 3.67 3.99 4.10 4.18 4.34 4.49 4.66
New Zealand Dollar 1.97 2.04 2.26 2.31 2.42 2.72 2.96 3.30
Canada Dollar 0.48 0.55 0.74 0.85 0.97 1.23 1.40 1.70
Switzerland Franc 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.20
China Yuan 0.45 0.54 0.79 0.99 1.09 1.38 1.58 1.77
- Foreign currency Term Deposit rate will change daily subject to market rate per each currency and tenor.
Please contact your relationship manager for more information on daily rate.
Premature Withdrawal Rate : Term Deposit (LCY, FCY) / Cluster Term Deposit (LCY)
Period/
Currency		 Korean
Won		 US
Dollar		 Japan
Yen		 UK
Pound		 Euro HK
Dollar		 Australia
Dollar		 New Zealand
Dollar		 Canada
Dollar		 Switzerland
Franc		 China Yuan Singapore
Dollar
Withdrawal less than 1M (%) 0.10 0.01 0.00 0.01 0.01 0.00 0.01 0.01 0.01 0.00 0.28 0.00
Withdrawal more than 1M (%) applied differently according to currency and elapsed time. Premature withdrawal rate is proportional to elapsed time based on contract rate.
Overdue Rate : Term Deposit (LCY, FCY) / Cluster Term Deposit (LCY)
Period/
Currency		 Korean
Won		 US
Dollar		 Japan
Yen		 UK
Pound		 Euro HK
Dollar		 Australia
Dollar		 New Zealand
Dollar		 Canada
Dollar		 Switzerland
Franc		 China Yuan Singapore
Dollar
Less than 1M after maturity (%) 50% of contract rate
Less than 3M after maturity (%) 20% of contract rate
More than or equal to 3M (%) 0.10 0.01 0.00 0.01 0.01 0.00 0.01 0.01 0.01 0.00 0.28 0.00
Money Market Deposit Account (MMDA)
Product ~ KRW 1M KRW 1M
~ 5M		 KRW 5M
~ 10M		 KRW 10M
~ 30M		 KRW 30M
~ 50M		 KRW 50M
~ 100M		 KRW 100M ~
Personal
(% p.a.)		 0.00 0.00 0.10 0.25 0.50 0.75 1.40
Personal
(Special Rate - % p.a.)
(Now Sales Closed)		 0.00 0.00 0.10 0.25 0.50 1.00 1.60
Premier Junior Savings Accounts
(% p.a.)		 0.00 0.00 0.10 0.25 0.50 1.00 1.60
Interest rate of floating rate products will not be fixed until maturity.
New sales of personal special rate has been closed since 2011.08.02
Savings Account (Local Currency / Foreign Currency)
Interest Rate
(%, Before Tax)		 Korean
Won		 US
Dollar		 Japan
Yen		 UK
Pound		 Euro HK
Dollar		 Australia
Dollar		 New Zealand
Dollar		 Canada
Dollar		 Switzerland
Franc		 Singapore
Dollar
Passbook/
Statement		 0.10 0.01 0.00 0.01 0.01 0.00 0.01 0.01 0.01 0.00 0.00
Multicurrency Savings
Interest Rate
(%, Before Tax)		 US
Dollar		 Japan
Yen		 UK
Pound		 Euro HK
Dollar		 Australia
Dollar		 New Zealand
Dollar		 Canada
Dollar		 Switzerland
Franc		 China
Yuan		 Singapore
Dollar
Statement 0.00 0.00 0.19 0.08 0.00 1.78 1.17 0.40 0.03 0.19 0.00
- Multicurrency Savings Account rate will change subject to daily market rate fluctuation. Please contact your relationship
manager for more information on daily rate. Multicurrency savings account is a floating rate scheme product therefore
interest will be calculated based on daily floating rate.
e-Savings / e-Savings Plus (Now sales closed)
Product ~ KRW 1M KRW 1M
~ 3M		 KRW 3M
~ 10M		 KRW 10M
~ 30M		 KRW 30M
~ 50M		 KRW 50M
~ 100M		 KRW 100M ~
Personal
(% p.a.)		 0.00 0.00 0.50 0.50 1.00 1.00 1.40
The rates above are identically applied on e-Savings and e-Savings Plus.
Interest rate of floating rate products will not be fixed until maturity.
e-Savings has been discontinued since April 2005.
ⓒ Copyright. The Hongkong and Shanghai Banking Corporation Limited 2011. All rights reserved.