Home Mortgage Loan
Loan rate is applied differently according to borrowed amount and handling of expenses for settlement of Mortgage.
Term Credit	(Date : 19 Mar, 2010)

Home Mortgage Loan (Plus) 3 month floating rate Minimum 5.47% p.a. 1 month floating rate Minimum 5.26% p.a. Floating rate (3 month floating rate with initial 3 year fixed period) Minimum 7.04% p.a.

Above 3 month loan rate applies to the condition that loan amount is KRW 80 million or more and borrower pays expenses for settlement of mortgage. Above 1 month loan rate applies to the condition that loan amount is KRW 80 million or more, and borrower pays expenses for settlement of mortgage.

Combination offer(Term Credit + Line Credit)

Home Mortgage Loan All in One-Term Credt (Home Mortgage Loan Plus) 3 month floating rate Minimum 5.47% p.a. Floating rate (3 month floating rate with initial 3 year fixed period rate) Minimum 7.04% p.a.

Above loan rate applies to the condition that loan amount is 80 million won and borrowers pays expenses for settlement of mortgage In case of “floating rate (3 month floating rate after initial 3 year fixed period)”, loan rate is applied by internal base rate (3 month floating rate) after expiration of fixed rate period (3 years)

Home Mortgage Loan All in One-Line Credit daily floating rate Minimum 6.42% p.a.

Above loan rate applies to the condition that borrower pays expenses for settlement of mortgage.

Money Market Deposit Account (MMDA) All in One

All in One service is limited to the customers who have Home Mortgage Loan Plus

Line Credit

Home Mortgage Loan (General) daily floating rate 5.52% p.a.

New acqusition of this service is discontinued. Only extension of maturity is allowed for existing customers.