Dear HSBC Classic Cardholder, As one of our most valued customers, it gives us great pleasure to extend you an invitation to upgrade to the HSBC Gold Credit Card. Explore a new world of exclusive privileges with the HSBC Gold Credit Card that lets you enjoy greater freedom and offers a more fulfilling experience with features like:   0% Fuel Surcharge (at all fuel pumps in India)   Lower Interest Rates   Exclusive Rewards Programme  Special Gold Offers and Discounts Ten Times Reward points at select merchants (Westside, MakeMyTrip.com, GoAir.in and more)   Your HSBC Gold Credit Card shall be Free For Life i.e. a waiver of the joining fees and annual fees for the Credit Card offered and any associated add-on cards as well as any renewal thereof. If you wish to upgrade to the HSBC Gold Credit Card, SMS 'GOLD' followed by the last 4 digits of your HSBC Classic Credit Card number, to 575750. This invitation is valid until 15 September 2009. For applicable terms and conditions, please click here. We hope that you will make the most of this opportunity and look forward to your continued patronage. Warm regards, Rajesh Iyer Head - Marketing, Personal Financial Services.

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