The Hongkong and Shanghai Banking Corporation Limited, 1 Queen's Road Central. 2748 8033,
e-marketing@hsbc.com.hk
香港上海匯豐銀行有限公司,香港皇后大道中1號,2748 8033,e-marketing@hsbc.com.hk
HKD400 coupon offer from HSBC Advance!
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HSBC
THE VIEW ALWAYS 
LOOKS BETTER WITH 
THE RIGHT COMPANIONS
Major central banks including the European Central Bank and the Bank of Japan maintain accommodative monetary policies to support ongoing global recovery, which is favourable to risk assets including stocks and corporate bonds. On the other hand, the increasing volatility in foreign exchange market, instilled by the greater policy divergence across major central banks, also presents potential opportunities for investors. 

Under the pressure of increasing inflation, cash continues to devaluate, how should you choose an investment plan to steadily increase your wealth?
Dear Customer, 

HSBC Advance understands your need to grow your wealth. We provide time-to-market analysis and professional insights to help you seize the right opportunities, at the right time for better returns. You can simply invest and trade instantly via our comprehensive wealth management platform. What's more, you can enjoy preferential benefits for a wide range of products and exclusive rewards to accelerate in achieving your goals. Together, We Advance.
Take advantage of wealth management solutions to build your wealth 

Stocks

-$0 brokerage fee on HK/US Stocks purchase within the first 3 months1
-0.1% cash rebate for HK/US Stock transfer-in /deposit2
-Enjoy $0 brokerage fee for Stocks Monthly Investment Plan to build your investment portfolio

Foreign Exchange
-Simply set your target FX rate and conversion amount with FX Order Watch Trading Services3, we will alert/convert for you when FX rate is met
-Enjoy weekly PIPS discount for selected currencies4

Mandatory Provident Fund
Keep and consolidate your MPF to HSBC MPF accounts for easier management of your retirement reserve

More wealth management products and benefits await you at 
www.hsbcadvance.com.hk. Find out now!
Enjoy up to HKD400 of exclusive rewards

From now until 31 May 2015, you can also enjoy the following offers:

Complete designated transactions

Reward 1
Open an investement service account
Shopping coupons entitled 
HKD300

Reward 2
Increase your Total Relationship Balance (TRB) above your Feb balance and meet HKD200,000 net incremental target5:
Shopping coupons entitled 
HKD200
Reward 3
Take up any investment products via HSBC Internet or Mobile Banking6
Shopping coupons entitled 
HKD100
Act now to capture the right opportunities and make the most of the wealth management solutions we have put together for you! For more information, please visit our branch or call the HSBC Advance hotline, and quote the reference number: Y5-U3-PVA02 (GWTH GP3).


Yours faithfully, 
Retail Banking and Wealth Management, Hong Kong 
    
Call 2748 8333
Visit www.hsbcadvance.com.hk

Together, We Advance.
Terms and Conditions apply, please click here or contact our branch staff for details.
Important Risk Warning:
1.	Some of the investment products are structured products which may involve derivatives. The investment decision is yours but you should not invest unless the intermediary who sells it to you has explained to you that the product is suitable for you having regard to your financial situation, investment experience and investment objectives.
2.	Unit Trusts, Bonds, Certificates of Deposit (CDs) and structured products (including Equity Linked Investment, Structured Notes, Deposit Plus, Structured Investment Deposits and Capital Protected Investment Deposits) are NOT equivalent to time deposits. Unit Trusts are investment products and some may involve derivatives.
3.	The price of securities may move up or down and may become valueless. Losses may be incurred as well as profits made as a result of buying and selling securities.
4.	In the worst case scenario, the value of the funds may be worth substantially less than the original amount you invested (and in an extreme case could be worth nothing).
5.	Issuer's Risk – Bonds, CDs, and structured products are subject to both the actual and perceived measures of credit worthiness of the issuer. There is no assurance of protection against a default by the issuer in respect of the repayment obligations. In the worst case scenario (e.g. insolvency of the issuer), you might not be able to recover the principal and any interest/coupon, if applicable, and the potential maximum loss could be 100% of invested amount and no interest/coupon received.
6.	Investors should not make investment decisions based on this material alone.
7.	Investment involves risks. Past performance of investment products are no guide to future performance. For details of the investment products, their related fees and charges and risk factors, please refer to the individual product materials/offering documents.
8.	Currency conversion risk – The value of your foreign currency and RMB deposit will be subject to the risk of exchange rate fluctuation. If you choose to convert your foreign currency and your RMB deposit to other currencies at an exchange rate that is less favorable than the exchange rate in which you made your original conversion to that foreign currency and RMB, you may suffer loss in principal.
9.	RMB denominated products are subject to liquidity risk as there may be no regular trading and active secondary market for RMB Income Instruments. The bid and offer spread of the price of RMB Income Instruments may be large, so investors may incur significant trading and realisation costs and may suffer losses accordingly.
10.	Additional risks are disclosed in the 'Risk Disclosure' section. Please refer to 'Risk Disclosure'
section by clicking here  for details.
Structured Investment Deposits, Deposit Plus, Capital Protected Investment Deposits and CDs are not protected deposits and are not protected by the Deposit Protection Scheme in Hong Kong. Deposit Plus is NOT principal protected.

The information in this document does not constitute a solicitation for making any deposit or investment in any products referred to herein. You should carefully consider whether any investment products or services mentioned herein are appropriate for you in view of your investment experience, objectives, financial resources and circumstances. This material has not been reviewed by the Securities and Futures Commission of Hong Kong.

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