匯豐循環「萬應錢」

香港上海匯豐銀行有限公司，香港皇后大道中1號，2748 8033，e-marketing@hsbc.com.hk
The Hongkong and Shanghai Banking Corporation Limited, 1 Queen's Road Central, Hong Kong.
2748 8033, e-marketing@hsbc.com.hk
匯豐循環「萬應錢」
HSBC Revolving Credit Facility
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循環「萬應錢」
心願 • 實現眼前
Revolving Credit Facility
Fulfil your desires in no time
- 首3個月迎新年利率0%(1)
0% p.a. introductory rate for the first 3 months(1)
-豁免首年年費
First-year annual fee waiver

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於2012年7月30日或之前成功申請匯豐循環「萬應錢」，可享以下優惠(2)
Successfully apply for HSBC Revolving Credit Facility by 30 July 2012 and you will enjoy(2)
首3個月迎新年利率0%
First 3 months’ introductory rate 0%(1)
+
首年年費豁免
First-year
annual fee waiver

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首3個月之年利率（實際年利率）：
Interest rate for the first 3 months (p.a.) (APR): 0% (0%)

有關由第4個月起之年利率，請參閱：
For the interest rate from the 4th month onwards (p.a.), please refer to:

• 特快批核(3) — 凡透過匯豐自動轉賬支薪超過一個月，申請可免入息證明(4)
Fast approval(3) – no income proof is required if you have maintained an auto payroll account with HSBC for the past month(4)
• 可於全港超過1,000部櫃員機及分行提款，現金方便到手
Cash withdrawal from over 1,000 HSBC ATMs and branches
• 簡易網上或電話申請
Simple application online or by telephone

匯豐 • 香港最值得信賴的銀行(5)
HSBC • The most trusted bank in Hong Kong(5)
致電 Call 2748 8080(6)

備註 Remarks:
1. 客戶若於其循環「萬應錢」戶口開立後13個月內取消該戶口，本行將會向客戶收取其原有獲批核信貸額的5%（最高不多於港幣6,000元）的行政費用。本行保留從客戶的還款戶口或其他於本行開立的戶口（如適用）扣除上述款項的權利。相關的實際年利率，請參閱利率附表。
If a Customer chooses to close the Revolving Credit Facility account within 13 months from the opening of the said account, the Customer shall immediately pay to the Bank an administrative charge of 5% of the original approved credit limit, subject to a maximum charge of HK$6,000. The Bank reserves the right to debit such amounts from the Customer’s loan repayment account or other accounts with the Bank (if applicable). Please refer to the interest rate table for respective APRs.
2. 此貸款推廣優惠只適用於戶口號碼列印在本電郵上的客戶。
This promotional loan offer is only applicable to the customer whose account number is provided in this email.
3. 客戶須於本行服務時間內（星期一至五︰上午9時至下午8時；星期六︰上午9時至下午1時；公眾假期除外，或個別分行開放時間）遞交貸款申請及所需資料(包括有效的匯豐戶口號碼)及文件；而實際貸款批核及放款申請處理時間將由成功輸入客戶資料於本行的貸款審批系統後開始計算。個別貸款申請所需的實際審批時間可能較長。
Loan applications have to be submitted during the Bank’s service hours (Mon – Fri: 9am – 8pm, Sat: 9am – 1pm, except public holidays, or individual branch’s opening hours) with all required information (including without limitation a valid HSBC account number) and documents. Actual turnaround time starts at the moment when all the required information is successfully input into the Bank’s application evaluation system. Longer processing time may in some cases be required depending on the actual circumstances of individual applications.
4. 非固定收入申請人(包括以兼職、佣金或利潤分享為收入的申請人)如透過匯豐自動轉賬支薪最少三個月，可免卻提交入息證明。
For irregular income earners (including customers working on a part-time, commission or profit-sharing basis), no income proof is required if they have maintained an auto payroll account with HSBC for at least 3 months.
5. 根據香港尼爾森 2012 Telebus 調查報告 (Copyright © 2012, The Nielsen Company)。
Based on research conducted by Nielsen Hong Kong Telebus Survey 2012 (Copyright © 2012, The Nielsen Company).
6. 電話申請熱線的辦公時間為星期一至五：上午9時至下午8時；星期六：上午9時至下午5時。公眾假期除外。
Hotline business hours: Monday to Friday: 9am – 8pm; Saturday: 9am – 5pm. Except public holidays.
7. 請瀏覽網站www.hsbc.com.hk/loan，並登入匯豐個人網上理財作簡易申請；非匯豐個人理財的客戶可即時上網登記，然後進行申請。
Visit our website www.hsbc.com.hk/loan and logon to HSBC Personal Internet Banking to apply online. If you are not a current HSBC Personal Internet Banking user, you can register instantly to access to Internet Banking services.


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