 |
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| Bonus loyalty points earnings. |
| Disbursal Amount |
Qualifying HSBC Extra Points |
Less than  75 Lakh |
15000 |
| Equal to more than 75 Lakh |
35000 |
|
| Points to Note: |
| • |
Login at www.extrapoints.co.in/hsbc to view and redeem your Extra Points across various options |
| • |
You need to be registered on extrapoints.co.in to avail of the 7500 Extra Points under this offer |
| • |
In case you do not have your login details, please Click here to know more. |
| • |
Click here for terms and conditions of the Loyalty Programme from HSBC. |
|
| Home Loan Offer: Terms and Conditions |
| 1. |
This offer is brought to you by The Hongkong and Shanghai Banking Corporation Limited, India (hereinafter referred as 'HSBC') and any participation in the said offer is voluntary. |
| 2. |
This offer is applicable to Resident & Non-Resident Indians who hold a Premier relationship with HSBC (hereinafter referred to as the 'Customers'). Further, the Customer should hold a Premier relationship with the bank at least 30 days before the date of disbursal of the Home Loan facility. |
| 3. |
Under this offer, the customers applying for Home Loans and Smart Home facilities would be eligible for special floating rates of interest and also for HSBC Extra Points on the disbursal of Fresh loans, Balance Transfer/Takeover and Balance Transfer plus Top-up facilities. |
| 4. |
This offer is valid for all applications logged in and loans disbursed by HSBC during the period 23 July 2015 to 30 September 2015 only (hereinafter referred as “campaign period”), where the value of the loan is equal to more than 30 Lakhs. |
| 5. |
The relevant terms of this offer are as follows: |
| |
| Disbursal Amount |
Qualifying HSBC Extra Points |
| Less than 75 Lakh |
15000 |
| Equal to more than 75 Lakh |
35000 |
|
| 6. |
You need to be registered on extrapoints.co.in to avail of the Extra Points under this offer. You need to have HSBC debit card, area PIN code as per HSBC records and valid email ID registered with HSBC to register on extrapoints.co.in. For redemption of HSBC Extra Points against multiple reward options and any additional information, terms & conditions on HSBC Extra Points, please visit the website www.extrapoints.co.in/hsbc. |
| 7. |
The total loan amount disbursed within the campaign period will be considered for calculation of the HSBC Extra Points e.g. if Takeover/Balance Transfer and Top-up is disbursed in the campaign period under the same customer, the sum of both the loan amounts would be considered to calculate qualifying HSBC Extra Points. |
| 8. |
In case of loan against under-construction property, the sum total of all tranche disbursals against sanctioned amount during the campaign period will be considered for calculating the eligible HSBC Extra Points. Any tranche amount that is disbursed outside the Offer period will not be considered, irrespective of the loan value. |
| 9. |
Loan disbursed during the campaign period, however cancelled thereafter would not qualify for this offer. Also, loans disbursed by taking certain actions on existing loans (e.g. re-booking, conversion) will not qualify for this offer. |
| 10. |
The HSBC Extra Points will be credited to customers Extra Points account between 01 October 2015 and 31 October 2015. |
| 11. |
Under this Offer, top-up facility is also allowed to the extent of 100% of the takeover amount/base loan at the same rate (for same type of product). If the top-up amount is higher than 100% of the takeover amount, the applicable interest rate will be 0.50% higher on the complete top-up amount than the rate applicable rate for the takeover loan (for same type of product). |
| 12. |
Processing of all loans are subject to adherence of necessary documentation and satisfaction of internal legal, compliance and credit requirements of HSBC. |
| 13. |
HSBC will conduct required verification, valuation and legal checks as per its extant policies. |
| 14. |
HSBC reserves the right to ask for documents as required for the loan processing. |
| 15. |
Under the Offer, interest is offered at floating rate only. All floating rate loans are linked to HSBC's Base Rate, and any revision in the Base Rate will impact the floating rate of the loan. |
| 16. |
HSBC reserves its right to reject the loan application, withdraw or alter any of the terms and conditions of the Offer, at any time with due intimation. |
| 17. |
HSBC will not be liable for any loss or damage whatsoever that may be suffered, as a result of availing of the Offer. All decisions with respect to the offer and the Loan applied are at the sole discretion of The Hongkong and Shanghai Banking Corporation Limited, India (HSBC). Currently Home Loans are available to applicants and for properties in and around the city limits of (sourcing cities) Ahmedabad, Bengaluru, Chandigarh, Chennai, Hyderabad, Jaipur, Mumbai, New Delhi (NCR) and Pune; and this is subject to change from time to time. |
| 18. |
By availing of the Offer, you will be deemed to have accepted these terms and conditions herein. |
| 19. |
For more details on: minimum and maximum loan amount, other product features and terms and conditions, please visit www.hsbc.co.in or speak to your Relationship Manager or visit our nearest branch. |
| For more details on: minimum and maximum loan amount, other product features and terms and conditions, please visit www.hsbc.co.in or speak to your Relationship Manager or visit our nearest branch. |
|
| Loan Against Property (LAP) Offer: Terms and Conditions |
| 1. |
This offer is brought to you by The Hongkong and Shanghai Banking Corporation Limited, India (hereinafter referred as 'HSBC') and any participation in the said offer is voluntary. |
| 2. |
This offer is applicable to Resident & Non-Resident Indians who hold a Premier relationship with HSBC (hereinafter referred to as the 'Customers'). Further, the Customer should hold a Premier relationship with the bank at least 30 days before the date of disbursal of the LAP facility. |
| 3. |
Under this offer, the customers applying for LAP and Smart LAP facilities, would be eligible for special floating rates of interest and also for HSBC Extra Points for the disbursal of Fresh loan and Balance Transfer/Takeover facilities. |
| 4. |
This offer is valid for all applications logged in and loans disbursed by HSBC during the period of 23 July 2015 and 30 September 2015 only (hereinafter referred as “campaign period”), where the value of the loan is equal to more than 30 Lakhs. |
| 5. |
The relevant terms of this offer are as follows: |
| |
| Disbursal Amount |
Qualifying HSBC Extra Points |
| Less than 75 Lakh |
15000 |
| Equal to more than 75 Lakh |
35000 |
|
| 6. |
You need to be registered on extrapoints.co.in to avail of the Extra Points under this offer. You need to have HSBC debit card, area PIN code as per HSBC records and valid email ID registered with HSBC to register on extrapoints.co.in. For redemption of HSBC Extra Points against multiple reward options and any additional information, terms & conditions on HSBC Extra Points, please visit the website www.extrapoints.co.in/hsbc. |
| 7. |
The total loan amount disbursed within the campaign period will be considered for calculation of the HSBC Extra Points. |
| 8. |
Loan disbursed during the campaign period, however cancelled thereafter, would not qualify for this offer. Also, loans disbursed by taking certain actions on existing loans (e.g. re-booking, conversion) will not qualify for this offer. |
| 9. |
The HSBC Extra Points will be credited to customers Extra Points account between 01 October 2015 and 31 October 2015. |
| 10. |
Processing of all loans are subject to adherence of necessary documentation and satisfaction of internal legal, compliance and credit requirements of HSBC. |
| 11. |
HSBC will conduct required verification, valuation and legal checks as per its extant policies. |
| 12. |
HSBC reserves the right to ask for documents as required for the loan processing. |
| 13. |
Under the Offer, interest is offered at floating rate only. All floating rate loans are linked to HSBC's Base Rate, and any revision in the Base Rate will impact the floating rate of the loan. |
| 14. |
HSBC reserves its right to reject the loan application, withdraw or alter any of the terms and conditions of the Offer, at any time with due intimation. |
| 15. |
HSBC will not be liable for any loss or damage whatsoever that may be suffered, as a result of availing of the Offer. All decision with respect to the offer and the Loan applied are at the sole discretion of The Hongkong and Shanghai Banking Corporation Limited, India (HSBC). Currently LAP is available to applicants and for properties in and around the city limits of (sourcing cities) Ahmedabad, Bengaluru, Chandigarh, Chennai, Hyderabad, Jaipur, Mumbai, New Delhi (NCR) and Pune; and this is subject to change from time to time. |
| 16. |
Any disputes arising out of the Offer will be subject to the exclusive jurisdiction of courts in Mumbai only. |
| 17. |
By availing of the Offer, you will be deemed to have accepted these terms and conditions herein. |
| For more details on: minimum and maximum loan amount, other product features and terms and conditions, please visit www.hsbc.co.in or speak to your Relationship Manager or visit our nearest branch. |
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