| 1. |
This offer is brought to you by The Hongkong and Shanghai Banking Corporation Limited, India (HSBC) and any participation is voluntary. This offer is only applicable to Retail Banking and Wealth Management customers in India. |
|
|
| 2. |
This offer is open only to Resident Indian customers of HSBC in India (hereinafter referred to as 'Participant'). Participants will be identified by the customer ID (cust-id) under which the Fixed Deposit is issued. |
|
|
| 3. |
This offer is open from 4 July 2013 till 10 August 2013 (both days inclusive), hereinafter referred to as 'Offer Period'. |
|
|
| 4. |
To participate in the offer, participants are required to book a new Fixed Deposit account during the offer period, for a minimum period of 90 days through HSBC's Internet Banking for an amount not less than  20,000. All participants who book one Fixed Deposit Account through HSBC's Internet Banking for an amount of 20,000 and above, for a minimum period of 90 days during the offer period, in accordance with these terms and conditions, will be given a windcheater (hereinafter referred to as 'Gift'). |
|
|
| 5. |
The gift displayed on the offer is for representation purposes only. Participants will receive the gift in one size (L) and one colour (Black) with the HSBC Brand incorporated on the gift. |
|
|
| 6. |
HSBC on request from all depositors on the account, would allow premature withdrawal of the Fixed Deposit, before completion of the period that the original deposit was placed for, subject to penalty on premature withdrawal of the Fixed Deposit. The interest paid will be lower by the penal rate than the rate prevailing on the date of placement of the Fixed Deposit for the period for which the Fixed Deposit remained with HSBC, or the contractual rate, whichever is lower. No interest will be paid on premature withdrawal of the Fixed Deposit which has remained with HSBC for less than the minimum period for which Fixed Deposit was being accepted for the said currency and deposit type, as on the date of placement of deposit. For further details on premature withdrawal penalty rates, please refer www.hsbc.co.in. |
|
|
| 7. |
As a special gesture during the offer period, Resident Indian senior citizen customers (60 years of age or above) will be eligible for the gift if they place the Fixed Deposit through an HSBC India branch, as per the terms of this offer. (An additional 0.5% interest is offered to Resident senior citizens above the interest rate applicable to domestic Fixed Deposit provided by HSBC). |
|
|
| 8. |
Each participant will be entitled to one gift per customer ID, irrespective of the actual number of Fixed Deposit Accounts opened through HSBC's Internet Banking during the offer period under that same customer ID. |
|
|
| 9. |
The choice of gift will be at the sole discretion of HSBC and is subject to change with intimation to the participant. |
|
|
| 10. |
The gift under this offer will be dispatched/couriered to the mailing address on record with HSBC at the time of dispatch, within 15 days from the placement of Fixed Deposit. The gift shall be delivered/couriered at mailing addresses in India only. |
|
|
| 11. |
All decisions with respect to the offer, will be at the sole discretion of HSBC and the same will be final and binding and is non-contestable. All participants waive any and all rights of claim with regards to the offer against HSBC. |
|
|
| 12. |
HSBC makes no representations or warranties on the quality, suitability or merchantability of the gift. |
|
|
| 13. |
HSBC shall not be liable for any direct or indirect loss or damage whatsoever that may be suffered, or for any personal injury that may be suffered, as a result of participating in the offer or by using the gift. |
|
|
| 14. |
HSBC reserves the right to withdraw and/or alter any of the terms and conditions of this offer at any time with intimation to the participant. |
|
|
| 15. |
The gift cannot be exchanged/redeemed for cash. No cash claim can be made in lieu of the gift. |
|
|
| 16. |
Any dispute arising out of or in connection with this offer shall be subject to the exclusive jurisdiction of the courts in Mumbai only. The existence of a dispute, if any, shall not constitute a claim against HSBC India. |
|
|
| 17. |
Tax liability, if any, will be borne by the participant. |
|
|
| 18. |
By participating in this offer, the participants accept all the above-mentioned terms and conditions in totality. |
