Terms and Conditions
  1. This offer is brought to you by The Hongkong and Shanghai Banking Corporation Limited, India (HSBC). This offer is open to existing non-delinquent Resident Indian home loan customers of HSBC. Any participation in the offer is voluntary. Employees of HSBC and its group companies are not eligible for the offer.
  2. Under this offer ‘Participant’ shall mean an existing non-delinquent Resident Indian home loan customer of HSBC participating in this offer by referring his/her friends to HSBC.
  3. The offer is valid from 10 November 2009 to 10 January 2010 (both dates inclusive). Any references received after this date will not be eligible under the offer.
  4. To participate in this offer the Participant is required to refer his/her friends (hereinafter referred to as “Referred Persons”) who are interested in knowing more about HSBC Home Loans or HSBC loans against property and would like to apply for the same. The offer is valid even for transfer of existing home loan or loans against property from other banks to HSBC.
  5. To be eligible for this offer, the Participant would be required to give the following details of the Referred Person - full name, age, address and occupation, mobile number and email id. The Participant would also be required to provide his/her name and existing HSBC account number.
  6. The references for the participation in the offer can be made through any of the following ways:
    1. Handover the filled up reference form to HSBC relationship manager; OR
    2. Call the HSBC contact centre; OR
    3. Drop the filled up reference form in drop boxes placed in HSBC branches; OR
    4. Reply to the email from HSBC along with the required references to mail@hsbc.co.in; OR
    5. SMS the reference and the contact details
  7. The loan disbursal of the Referred Persons would be tracked over a period of 4 months from 10 November 2009 to 10 March 2010 (Disbursal Tracking Period). Any disbursal post 4 months period would not be eligible for the offer.
  8. The Participant specifically declares that he/she has obtained consent from the Referred Persons, to provide their contact details and HSBC may use the same to communicate details of HSBC Home Loans as well as other promotional offers relating to the Bank's products and services. The Participant agrees to indemnify and hold HSBC harmless against all liability, actions, claims, demands, damages, losses, costs and expenses (either actual or contingent) incurred or suffered by HSBC in connection with or arising in any manner due to non-obtaining of such consent from the Referred Persons by the Participant.
  9. HSBC shall attempt to contact the Referred Persons, on the phone number provided by the Participant.
  10. The following gifts will be given under the offer:
    1. A photo-frame on providing two references.
    2. A microwave to the Participant and the Referred Person if the home loan is disbursed to the Referred Person.
    3. A Home theatre system to the Participant and the Referred Person if the home loan is disbursed to 2 Referred Persons.
    4. An LCD TV to the Participant and the Referred Person if the home loan is disbursed to 3-4 Referred Persons
    5. A MEGA PRIZE of a domestic holiday for two (Mega Prize) for the Participant and the Referred Person each, if the home loan is disbursed to 5 Referred Persons. If there is more than one Participant/Referred Person who is eligible for the domestic holiday, then the Participant/Referred Person who has the maximum value of disbursement against the name would be eligible for the Mega Prize.
  11. The photo-frame, microwave, home theatre system and LCD TV given under the offer are collectively referred to as the Gifts.
  12. The Gift will be dispatched to eligible Participant’s/Referred Persons’ correspondence address (as per HSBC records on the day of dispatch) within 45 days of Disbursal Tracking Period.
  13. The details of availing the Mega Prize will be provided to the eligible Participant within 45 days of Disbursal Tracking Period.
  14. The proposed Gift is not an HSBC product and HSBC makes no representations or warranties as to the quality, suitability or merchantability of the Gift. HSBC will not be held responsible for delay or damage if any, in the shipment of Gifts. All disputes in this regard should be taken up by the Participant/Referred Person with the manufacturer directly.
  15. HSBC shall not be liable for any direct or indirect loss or damage or personal injury whatsoever that may be suffered as a result of participating in the offer or by using the Gift/Mega Prize.
  16. The Gifts/Mega Prize are non-transferable, and cannot be exchanged for cash.
  17. Each Participant/Referred Person is eligible for either a Gift or the Mega Prize under the offer.
  18. Tax liability, if any, on the Gifts/Mega Prize will be borne by the Participant/Referred Persons.
  19. Any disputes arising out of this program shall be subject to the exclusive jurisdiction of courts in Mumbai only. The existence of any dispute shall not, by itself, constitute any claim against HSBC.
  20. All loans are at the sole discretion of The Hongkong and Shanghai Banking Corporation Limited, India.
  21. HSBC's decision on all aspects of this offer and its rules and regulations will be final and binding on all Participants/Referred Persons. HSBC reserves its absolute right to add, withdraw or alter any of the terms and conditions of the offer at any time
  22. By participating in this offer the Participant accepts all the above mentioned terms & conditions in totality.
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