Terms and Conditions

1. This offer is brought to you by The Hongkong and Shanghai Banking Corporation Limited, India (HSBC) and any participation is voluntary.
2. This offer is open only to resident Indian customers of HSBC in India (hereinafter referred to as 'Participant').
3. This offer is open from 18 June 2012 till 15 August 2012 (both days inclusive), herein referred to as 'Offer Period'.
4. To participate in the offer, Participants are required to book a new Fixed Deposit Account for a minimum period of 90 days through HSBC's Internet Banking for an amount not less than 20,000 during the Offer Period.
5. All Participants who book at least one Fixed Deposit Account through HSBC's Internet Banking for amount
   20,000 and above for a minimum period of 90 days during the Offer Period, in accordance with these Terms and Conditions will be given an umbrella (herein referred to as 'Gift').
6. Each Participant will be entitled to only one Gift, irrespective of the actual number of Fixed Deposit Accounts opened through HSBC's Internet Banking.
7. The choice of Gift will be at the sole discretion of HSBC and is subject to change without any prior notice.
8. The Gift under this offer shall be dispatched / couriered at the mailing address on record with HSBC as at the time of dispatch, within 60 days from the close of this offer. The Gift shall be delivered / couriered at mailing addresses in India only.
9. All decisions in respect of the offer, including number of Gifts will be at the sole discretion of HSBC and the same will be final and binding and is non-contestable. All Participants waive any and all rights of claim with regards to the offer against HSBC.
10. HSBC makes no representations or warranties as to the quality, suitability or merchantability of the Gift.
11. HSBC shall not be liable for any direct or indirect loss or damage whatsoever that may be suffered, or for any personal injury that may be suffered, as a result of participating in the offer or by using the Gift.
12. HSBC reserve the right to withdraw and/or alter any of the Terms and Conditions of this offer at any time without prior notice.
13. The Gift cannot be exchanged / redeemed for cash. No cash claim can be made in lieu of the Gift.
14. Any dispute arising out of or in connection with this offer shall be subject to the exclusive jurisdiction of the courts in Mumbai only. The existence of a dispute, if any, shall not constitute a claim against HSBC India.
15. Tax liability, if any, will be borne by the Participant.
16. By participating in this offer, the Participants accept all the above mentioned Terms and Conditions in totality.