| Terms and Conditions |
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| 1. |
This Offer is brought to you by The Hongkong and Shanghai Banking Corporation Limited, India
(HSBC) and any participation in the said Offer is voluntary. |
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| 2. |
Credit Cardholders who have not repaid their minimum payment due within their payment due date
as mentioned on the credit card statement, will not be eligible for the Offer. |
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| 3. |
This Offer is valid from 1 December 2019 to 5 January 2020 (both dates included) (‘Offer Period’). |
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| 4. |
The eligibility criteria and the customer benefits are as follows: |
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| a) |
Minimum spends of INR 20,000 during the campaign period. |
| b) |
Accounts meeting the minimum threshold criteria of INR 20,000 would be eligible for |
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1% cashback on all domestic spends |
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2% cashback on international spends |
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| c) |
Cashback will be unlimited, i.e. there is no maximum absolute cap. |
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| Illustration: |
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| Heads |
Total
spends |
Domestic |
International |
Domestic
cashback |
International
cashback |
Total
cashback |
| Scenario 1 |
10,000 |
10,000 |
0 |
0 |
0 |
0 |
| Scenario 2 |
10,000 |
0 |
10,000 |
0 |
0 |
0 |
| Scenario 3 |
20,000 |
20,000 |
0 |
1%* 20,000 |
0 |
200 |
| Scenario 4 |
20,000 |
0 |
20,000 |
0 |
2%* 20,000 |
400 |
| Scenario 5 |
20,000 |
10,000 |
10,000 |
1%* 10,000 |
2%* 10,000 |
300 |
| Scenario 6 |
30,000 |
15,000 |
15,000 |
1%* 15,000 |
2%* 15,000 |
450 |
| Scenario 7 |
30,000 |
20,000 |
10,000 |
1%* 20,000 |
2%* 10,000 |
400 |
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NOTE: All amounts are in Indian Rupees.
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| 5. |
Cardholders will have to register to be eligible for this Offer. |
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| 6. |
To register for the Offer, Cardholders will have to send the SMS code – HSBCINT to the number,
575750 using their registered mobile number. |
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| 7. |
Cardholders can register anytime during the Offer Period, however cashback shall be calculated on
the entire spend during the Offer Period. |
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| 8. |
Cardholders who register beyond the Offer Period won’t be eligible for the Offer. |
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| 9. |
Cardholders will get the cashback within 60 days after the Offer Period gets over. |
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| 10. |
For the purpose of availing and becoming eligible for the Offer, all spends would be considered
excluding Cash-on-EMI and Balance Transfer. |
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| 11. |
Add-on cards will not have separate Offer eligibility. However, the Offer eligibility details mentioned
will be the total of the primary and the add–on Credit Cardholders linked to the respective account. |
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| 12. |
This Offer is over and above any other discount that may be offered by the merchants where the
Cardholders use their card during the Offer Period. |
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| 13. |
Any transaction that is cancelled or reversed during the Offer Period will not be included in the
spending amount calculation and will not be considered for the purpose of calculating the eligible
spends for each month. |
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| 14. |
Prior to making any purchases on the website and/or mobile application, the Cardholder should
refer, read, understand, accept and agree to the user agreement and Terms and Conditions of the
said website and mobile application, and proceed only if the Cardholder agrees to abide by the
same. The Cardholder might be required to give personal information and other details online. The
Cardholder should read and understand the privacy policy of the website and mobile application,
prior to providing any such information. Any disclosure of information made by the Cardholder
towards availing of or fulfilment of the Offer is at the sole discretion of the Cardholder and HSBC will
not be responsible for the same. Merchants may use the personal information shared by the
customer for any other purpose (like marketing, etc.) and HSBC shall not be held liable for such
usage of personal information. |
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| 15. |
HSBC does not make any warranties or representations as to the quality, merchantability, suitability
or availability of products purchased by the Cardholders. Any dispute regarding these must be
addressed in writing, by the Cardholder directly to the respective merchants. |
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| 16. |
HSBC reserves the sole right to decide on whether a purchase transaction meets the eligibility
criteria as listed above. All decisions with respect to the Offer shall be at the sole discretion of HSBC
and the same shall be final, binding and non-contestable. Other than the specific entitlements
available to the Cardholders under this Offer, any other claims with regard to this Offer against
HSBC are waived. |
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| 17. |
HSBC reserves the right to add, alter, modify, change or vary all or any of these Terms and
Conditions or to replace, wholly or in part, this Offer by another offer, whether similar to this Offer or
not, or to withdraw it altogether at any point in time by providing appropriate notice to the Cardholders. |
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| 18. |
HSBC will not be liable for any direct or indirect loss or damage whatsoever that may be suffered, as
a result of participating in the Offer. |
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| 19. |
The usage of the credit card is governed by applicable Terms and Conditions. Please visit www.hsbc.co.in for detailed Terms and Conditions. |
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| 20. |
Any disputes arising out of or in connection with this Offer shall be subject to the exclusive
jurisdiction of courts in Mumbai only. The existence of any dispute shall not, by itself, constitute any
claim against HSBC. |
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| 21. |
This Offer is subject to force majeure events. |
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| 22. |
Tax liability, if any, will be borne by the Cardholder. |
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| 23. |
By availing of the Offer, Cardholders shall be deemed to have accepted all the aforementioned
Terms and Conditions in totality. |
