HSBC India
 
Terms and Conditions
1. This Offer is brought to you by The Hongkong and Shanghai Banking Corporation Limited, India (HSBC) and any participation in the Offer is voluntary.
2. This Offer is available on valid HSBC Credit Cards ('Card') held by Indian resident HSBC Credit Cardholders, who have received appropriate communication in this regard from HSBC. Cardholders who have not repaid their minimum payment due will not be eligible for the Offer.
3. The Offer is valid from 1 January 2021 to 31 March 2021. (both dates inclusive) ('Offer Period').
4. Offer details:
  Level 1 Offer Level 2 Offer Bumper prize
Offer
Period
Monthly Monthly 1 January 2021 -
31 March 2021
Minimum
spend
amount
Amount mentioned in email/SMS communication for specified card number Amount mentioned in email/SMS communication for specified card number Top 5 spenders* would be eligible for Tanishq gift voucher worth INR 1,00,000
What you
get
Gift voucher worth amount mentioned in email/SMS communication for the specified card number Cashback amount as mentioned in email/SMS communication for every level 2 spent for the specified card number
*Top 5 spenders would be excluding the HSBC Premier Credit Cardholders
The level 1 gift voucher can be redeemed across these merchants – Amazon, Zomato, BigBasket, Myntra, Urban Company and Uber
For level 2 Offer; please note the illustration as shared hereinafter. For example, you will get INR 1,000 cashback for every INR 75,000 spent, if a benefit of INR 1,000 is offered for the said amount. Therefore, if you spend INR 1,50,000; you would get INR 2,000 as cashback
Cardholders who qualify for level 2 Offer would be eligible for the corresponding level 1 Offer as well. For instance, if Level 2 offer is INR 1,000 cashback for every INR 75,000 spent and Level 1 offer is INR 500 gift voucher on spending INR 20,000 , and if you spend INR 75,000 during the month and qualify for level 2 Offer of INR 1,000 as cashback, you would qualify for INR 500 gift voucher as a parallel too for Level 1 offer. In a similar example, if you spend INR 1,50,000 during the month, you would receive corresponding gift vouchers worth INR 500 as part of level 1 Offer as well as INR 2,000 cashback for level 2 Offer.
 
Illustration
 
Spends during the month Qualification Gift voucher for level 1 (monthly) Cashback for level 2 (monthly)
20,000 Level 1 INR 500 NA
75,000 Level 1 and 2 INR 500 INR  1,000
1,50,000 Level 1 and 2 INR 500 INR 2,000 (INR 1,000 for every INR 75,000 spent)
5. The Offer is applicable over and above existing rewards/cashback as applicable on your credit card as per existing features.
6. Benefits for level 1 and level 2 Offer would be issued to eligible cardholders within 60 days after the particular monthly Offer expires. For example, if you spend INR 75,000 in January 2021, you would receive level 1 and level 2 rewards by 31 March 2021.
7. The top 5 spenders would be decided basis the total spends from 1 January 2021 till 31 March 2021 and the bumper prize winners will be announced by 31 May 2021.
Registration related Terms and Conditions
1. Cardholders will not be eligible for or able to participate in the Offer without registering for the same.
2. To register for the Offer, Cardholders will be required to SMS/text HSBC21 to 575750 using their registered mobile number.
3. Cardholders eligibility would be considered from the month onwards in which she/he registers. For example, a Cardholder registers in January 2021 – she/he would be eligible for the offer in January, February and March. However, if a Cardholder registers in March, she/he would be eligible for the Offer only for the month of March 2021.
4. A Cardholder registering for any of the months (i.e. anytime during the Offer Period ) would be eligible for Bumper Prize. For example, if a customer registers in March, the monthly Offer eligibility would be only for the month of March but the spends of January to March 2021 would be considered for bumper Offer prize.
5. Illustration
Registration month Eligibility month for level 1 and level 2 Offer Cashback for level 2 (monthly)
January  2021 February 2021 March 2021
January 2021 YES YES YES YES
February 2021 NO YES YES YES
March 2021 NO NO YES YES
6. Cardholders can register anytime during the month to be eligible for the monthly Offer.
7. Cardholders who register beyond the Offer Period would not be eligible for the Offer.
General Terms and Conditions
1. Cancelled or refunded transactions shall not be included in the calculation of the spent amount and will thus not accrue benefits under this Offer.
2. Add-on Cardholders will not have separate eligibility for the Offer. However, spends by Add-on Cardholders (if any) will be added to spends of primary Cardholder.
3. Transactions towards Cash-On-EMI and Balance Transfer will not be considered for this Offer.
4. Prior to making any purchases on the website and/or mobile application, the Cardholder should refer, read, understand, accept and agree to the user agreement and Terms and Conditions of the said website and mobile application, and proceed only if the Cardholder agrees to abide by the same. The Cardholder might be required to give personal information and other details online. The Cardholder should read and understand the privacy policy of the website and mobile application, prior to providing any such information. Any disclosure of information made by the Cardholder towards availing or fulfilment of the Offer is at the sole discretion of the Cardholder and HSBC will not be responsible for the same. Merchants may use the personal information shared by the Cardholder for any other purpose (like marketing etc.) and HSBC shall not be held liable for such usage of personal information.
5. Any defects, deficiency, claims, issues, damages, or losses arising with respect to the product/service shall be the sole responsibility and liability of the manufacturer/seller or the service provider and HSBC will not be responsible for the same.
6. HSBC does not endorse, or make any warranties or representations as to the quality, merchantability, suitability or availability of products purchased by the Cardholders. Any dispute regarding these must be addressed in writing, by the Cardholder directly to the respective merchants.
7. HSBC reserves the sole right to decide on whether a purchase transaction meets the eligibility criteria as listed above. All decisions in respect to the Offer shall be at the sole discretion of HSBC and the same shall be final, binding and non-contestable. Other than the specific entitlements available to the Cardholders under this Offer, any other claims with regard to this Offer against HSBC are waived.
8. HSBC reserves the right to add, alter, modify, change or vary all or any of these Terms and Conditions or to replace, wholly or in part, this Offer by another offer, whether similar to this Offer or not, or to withdraw it altogether at any point in time by providing appropriate notice to the Cardholders.
9. HSBC will not be liable for any direct or indirect loss or damage whatsoever that may be suffered, as a result of participating in the Offer.
10. The usage of the credit card is governed by applicable Terms and Conditions. Please visit www.hsbc.co.in for detailed Terms and Conditions.
11. Any disputes arising out of or in connection with this Offer shall be subject to the exclusive jurisdiction of courts in Mumbai only. The existence of any dispute shall not, by itself, constitute any claim against HSBC.
12. The Offer is valid in India for adults of sound mind only.
13. The Offer is subject to force majeure events.
14. Tax liability, if any, will be borne by the Cardholder.
15. The Offer shall be subject to all applicable central and/or state laws, rules and regulations.
16. This document is an electronic record in terms of Information Technology Act, 2000 and the Rules framed thereunder, as amended till date, as well as other provisions and statutes pertaining to electronic records. This electronic record is generated by a secure computer system and does not require any physical or digital signatures.
17. By availing the Offer, the Cardholders shall be deemed to have accepted all the aforementioned Terms and Conditions in totality.
   
     
 
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