Marks and Spencer Sale - HSBC terms and conditions:

• This offer is brought to you by The Hongkong and Shanghai Banking Corporation Limited, India (HSBC) and any participation is voluntary. This offer is open to Premier Mastercard Credit Card, Platinum Credit Cardholders and Gold Credit Cardholders only (hereinafter referred to as ‘Cardholders’)and not applicable on Classic Credit Card and HSBC Co-branded Credit cards.
• Cardholders are required to use their HSBC credit card to pay for the offers and avail of the cashback.
• The upto 50% discount offer is being made by Marks & Spencer and the additional 5% cashback offer by HSBC for HSBC credit cardholders.
• HSBC Credit Cardholders are eligible for the additional 5% cashback on using their HSBC credit card for a minimum net purchase amount of 3,500/- per transaction.
• The cashback would be credited into the customer’s credit card account, one month after the offer has ended, subject to the cardholder meeting the following criteria:
1. The purchase amount, i.e. the amount swiped on the HSBC Credit Card, should be a minimum of
   3,500 (Three Thousand and Five Hundred) after all applicable discounts at the store.
2. The Cardholder should be an existing cardholder with HSBC at the time of cashback being credited to his account.
3. The Cardholder should be a Non-Delinquent customer of HSBC during the Marks & Spencer sale period and at the time of cashback being credited to his account.
4. The Cardholder should not have defaulted on any of his payments during the Marks & Spencer sale period and at the time of the cashback being credited to his account.
• HSBC is not liable for any defect or deficiency in the product obtained under this offer and all disputes in this regard should be taken up with Marks & Spencer.
• This offer is valid from 12 January, 2012 to 05 February, 2012 or as mutually agreed by both parties.
• All decisions in respect of the offer shall be at the sole discretion of HSBC and the same shall be final, binding and non-contestable. All participating  Cardholders waive any and all rights of claim with regard to the offer against HSBC.
• Any disputes arising out of this offer shall be subject to the exclusive jurisdiction of courts in Mumbai only. The existence of any dispute shall not, by itself, constitute any claim against HSBC.
• HSBC reserves its absolute right to withdraw or alter any of the terms and conditions of the offer at any time without prior intimation to the Cardholders.
• The offer is subject to force majeure events.
• Tax liability, if any will be borne by the cardholder.
• The usage of the credit card is governed by the applicable terms and conditions. Please visit www.hsbc.co.in for the detailed terms & conditions
• By availing the offer the Cardholders accepts all the aforementioned terms & conditions in totality.