| Terms and Conditions |
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| 1. |
This Offer is brought to you by The Hongkong and Shanghai Banking Corporation Limited, India, (HSBC) and any participation in the said Offer is voluntary. |
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| 2. |
This Offer is only applicable for credit Cardholders to whom this communication is sent to. The details of the eligible credit card are mentioned in the e-mail which has been sent along with this document. Credit Cardholders who have not repaid their minimum payment due within 30 days of their payment due date as mentioned on the credit card statement, will not be eligible for this Offer. |
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| 3. |
This Offer is valid from 1 August 2019 to 30 September 2019. |
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| 4. |
Cardholders will be eligible for 10% cashback on all spends, subject to a cap of  500. |
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| 5. |
To be eligible for cashback, Cardholders should make minimum cumulative spends worth 3,000 and make minimum of 3 transactions during the Offer Period. |
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| 6. |
Add-on credit Cardholders will not have separate Offer eligibility. However, the total value of purchases will be calculated including add-on cards (if any) linked to the Primary credit card eligible for the Offer. |
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| 7. |
Cashback will be credited to the Cardholder’s account by 30 November 2019. |
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| 8. |
The cashback is over and above any other discount that may be offered by merchants where Cardholders use their HSBC Credit Card during the Offer Period. |
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| 9. |
Any transaction that is cancelled or reversed during the Offer Period will not be considered a 'spend', to calculate the cashback. |
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| 10. |
Prior to making any purchases on a website and/or mobile application, the Cardholder should refer, read, understand, accept and agree to the User Agreement and Terms and Conditions of the said website and mobile application, and proceed only if the Cardholder agrees to abide by the same. The Cardholder might be required to give personal information and other details online. The Cardholder should read and understand the privacy policy of the website and mobile application, prior to providing any such information. Any disclosure of information made by the Cardholder towards availing of or fulfilment of the Offer is at the sole discretion of the Cardholder and HSBC will not be responsible for the same. Merchants may use the personal information shared by the customer for any other purpose (like marketing, etc.) and HSBC shall not be held liable for such usage of personal information. |
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| 11. |
HSBC does not make any warranties or representations as to the quality, merchantability, suitability or availability of products purchased by the Cardholders. Any dispute regarding these must be addressed in writing, by the Cardholder directly to the respective merchants. |
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| 12. |
HSBC reserves the sole right to decide on whether a purchase transaction meets the eligibility criteria as listed above. All decisions with respect to the Offer shall be at the sole discretion of HSBC and the same shall be final, binding and non-contestable. Other than the specific entitlements available to Cardholders under this Offer, any other claims with regard to this Offer, against HSBC, are waived. |
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| 13. |
HSBC reserves the right to add, alter, modify, change or vary all or any of these Terms and Conditions or to replace, wholly or in part, this Offer by another Offer, whether similar to this Offer or not, or to withdraw it altogether at any point in time by providing appropriate notice to the Cardholders. |
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| 14. |
HSBC will not be liable for any direct or indirect loss or damage whatsoever that may be suffered, as a result of participating in the Offer. |
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| 15. |
The usage of the credit card is governed by applicable Terms and Conditions.
Please visit www.hsbc.co.in for detailed Terms and Conditions. |
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| 16. |
Any disputes arising out of or in connection with this Offer shall be subject to exclusive jurisdiction of courts in Mumbai only. The existence of any dispute shall not, by itself, constitute any claim against HSBC. |
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| 17. |
Delinquent and over-limit Bank's credit card members will not qualify for this Offer. |
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| 18. |
This Offer is subject to force majeure events. |
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| 19. |
Tax liability, if any, will be borne by the Cardholder. |
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| 20. |
By availing of the Offer, the Cardholders shall be deemed to have accepted all the aforementioned Terms and Conditions in totality. |
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| 21. |
No registration is required to qualify for this Offer. |
