HSBC Terms and Conditions: 1. This promotion (the “Promotion”) is applicable to selected credit cardholders (“Cardholder(s)”) who have been notified of this promotion by promotional mailer, and the Cardholders must hold the relevant Hong Kong Dollar personal primary, combined additional, separate additional credit cards or UnionPay Dual Currency credit cards issued by The Hongkong and Shanghai Banking Corporation Limited in Hong Kong (the “Bank”) (“Eligible Credit Cards”). Corporate, business, purchasing, US dollar, Renminbi and Private Label Cards shall be excluded for the purposes of the Promotion. 2. This Promotion is valid from 30 November 2015 to 29 February 2016, both dates inclusive (based on transaction dates) (the “Promotional Period”). 3. During the Promotional Period, a Cardholder must use an Eligible Credit Card for payment of personal tax to the Inland Revenue Department in Hong Kong via the Bank’s Internet Banking Services (“Eligible Transaction(s)”) and for payment with the designated accumulated amount of Eligible Spending (as defined in Clauses 5 and 6 below) to enjoy the RewardCash offer as stipulated in Clause 4 below. Other transactions, including without limitation to, payment of tax reserve certificates, stamp duty and business registration fees will not qualify as Eligible Transactions. 4. Cardholders are entitled to receive $1 RewardCash for every HKD250 spent in the Eligible Transaction(s) when the accumulated amount of Eligible Spending meets HKD4,000 or RMB4,000 (applicable to UnionPay Dual Currency credit cards only) or above during the Promotional Period. Under this Promotion, each Cardholder can earn up to a maximum of $100 RewardCash which is equivalent to the first HKD25,000 spent in the Eligible Transaction(s). 5. Only posted transactions and cash advances effected with Eligible Credit Cards during the Promotional Period are eligible for the Promotion (“Eligible Spending”). Other transactions including but not limited to, telephone orders, fax orders, mail orders, annual fees, finance charges, late charges, casino transactions, tax payments, bill payments settled via HSBC Internet Banking, transactions made to redeem items under “RewardCash e-Shop”, Octopus automatic add-value transactions, autopay and recurring transactions, and withdrawal amount under the Cash Instalment Plan or instalment plans are not eligible. 6. Unposted/cancelled/refunded transactions will not qualify as Eligible Transactions and Eligible Spending for the purposes of this Promotion. 7. If the eligible Cardholder is a combined additional Cardholder, both the primary and the additional Cardholder will be able to use the RewardCash credited to the credit card account of that combined additional Cardholder. 8. Eligible Transactions and Eligible Spending effected under all of the Eligible Credit Cards held by a Cardholder will be considered together for the purpose of calculating the RewardCash and/or determining the eligibility for the RewardCash. For the avoidance of doubt, Eligible Transactions and Eligible Spending effected via primary and additional Eligible Credit Cards under the same credit card account will not be combined. 9. The Bank will determine the eligibility of Cardholders for the RewardCash based on the Cardholders’ transactions records held with the Bank. Completion of the transaction(s) is not a confirmation of the eligibility of the Eligible Credit Card(s), the transaction(s) or the Cardholder for the RewardCash. 10. Only Cardholders whose Eligible Credit Cards are valid and in good standing during the Promotional Period and the RewardCash fulfilment period will be eligible for the RewardCash. The RewardCash will be rounded up to $1 RewardCash. 11. If the transactions are verified by the Bank as qualifying for the RewardCash, the corresponding RewardCash will be automatically credited by 31 May 2016 to the account of the Eligible Credit Card that the eligible Cardholder used to perform the first Eligible Transaction. 12. Cardholders who participate in this Promotion must keep all original sales slips. In case of any disputes, the Bank reserves the right at any time during or after the Promotional Period to request a Cardholder to submit the relevant original sales slips and/or such further documents or evidence for inspection. All documents submitted to the Bank will be retained and not returned. 13. Fraud and abuse will result in the forfeiture of a Cardholder’s eligibility to participate in this Promotion as well as cancellation of a Cardholder’s Eligible Credit Card(s). The Bank reserves the right to deduct the relevant RewardCash directly from such Cardholder’s credit card account without prior notice. 14. Where the RewardCash has been credited to a credit card account and there is a subsequent reversal of any transaction(s) in respect of which the RewardCash was awarded, the Bank has the right to deduct such RewardCash directly from the credit card account without prior notice. 15. The terms and conditions of (i) the Cardholder’s credit card agreement with the Bank and the RewardCash programme, and (ii) all other applicable prevailing promotions offered by the Bank will continue to apply. The Bank reserves the right to amend these terms and conditions and to terminate the Promotion at any time without prior notice to the Cardholders. The Bank accepts no liability for any such change and termination. 16. No person other than the Cardholder and the Bank (which includes its successors and assigns) will have any right under the Contracts (Rights of Third Parties) Ordinance to enforce or enjoy the benefit of any of the provisions of these terms and conditions. 17. In case of disputes arising out of the Promotion, the decision by the Bank shall be final and conclusive. 18. These terms and conditions are subject to prevailing regulatory requirements. 19. These terms and conditions shall be construed and governed in accordance with the laws of the Hong Kong Special Administrative Region. 20. In the event of any discrepancy or inconsistency between the English and Chinese versions of these terms and conditions, the English version shall apply and prevail.
 
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