HSBC Terms and Conditions: 1. The offer is valid from 1 January 2015 to 31 December 2015 (unless otherwise specified). 2. Cardholders must present and pay with their Personal credit cards or Business Cards (if applicable) issued by The Hongkong and Shanghai Banking Corporation Limited (“HSBC”) (including co-branded/affinity cards) or other members of the HSBC Group to enjoy the offer. 3. The offer is applicable to HSBC UnionPay Dual Currency credit card cardholders only at outlets accepting such card for payment. The offer is not applicable to Private Label Card and Purchasing card. 4. The offer cannot be used in conjunction with any other discounts programmes or promotional offers. 5. The offer is not transferable and cannot be exchanged for cash, other products or discounts. 6. Appointment must be made in advance at respective merchants. Cardholders are required to state the redemption of the special offer provided by HSBC credit cards when making an appointment. 7. Merchants involved in this promotion reserve the right to change the programme offers without prior notice. 8. HSBC accepts no liability for the goods and services provided by respective merchants involved in this promotion. 9. All offers are bound by the terms and conditions, please visit www.hsbc.com.hk/yearroundoffer or contact respective merchants for details. 10. In case of disputes, the decision of HSBC and respective merchants shall be final. 11. In the event of discrepancy or inconsistency between the English version of the terms and conditions set out or referred to herein and the Chinese version, the English version shall prevail. 12. These Terms and Conditions shall be construed and governed by the laws of the Hong Kong Special Administrative Region.
 
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