Dear customer, Haven’t registered for HSBC Personal Internet Banking?! From 1 November 2010 to 31 January 2011, all you have to do is successfully log in to Personal Internet Banking or perform selected online transactions (local transfers/payment, overseas remittances, open term deposit) and you will receive multiple chances to win our monthly lucky draws! Prizes include Apple iPad or flight tickets! The more you use Internet Banking, the more chances you’ll have to win! or  • Details: All customers who successfully log in to Personal Internet Banking will be entered into the monthly lucky draw • Prizes: Apple 16G iPad (valued at RMB5,000): 2 winners per month   • Details: All customers who perform selected online transactions (local transfers/payment, overseas remittances and open term deposit) will be entered into the monthly lucky draw once per each successful transaction. Quite simply, the more transactions you make the more chances you have to win! • Prizes: Flight tickets (valued at RMB5,000): 1 winner per month • Please have your HSBC China Debit Card or Phone Banking number and PIN ready, and click to register for Internet Banking easily! • If you don’t have an HSBC China Debit Card or a Phone Banking number, please call 800 820 8828 to apply for a Phone Banking number and PIN, so you can easily register for Personal Internet Banking! Convenient and Efficient • Access and manage your financial needs anytime, anywhere • Reduce the need for branch visits and save time Safe • Free security device that generates a random number code to verify users and protect you when banking online • SSL protocol and 128-bit encryption technology keeps your data transmission safe Everyday banking needs at your fingertips Simply log in to Internet Banking to • Check your account balance  • Perform domestic and overseas fund transfers • Open new term deposits • and perform other common transactions online Manage your global account on one platform (designed for HSBC Premier customers) • As a privileged HSBC Premier customer you can view all of your HSBC accounts easily using HSBC’s Global View tool • Fee waiver for transactions to self-named accounts within the HSBC group* * HSBC China waives the local handling charge that is normally charged for Online Telegraphic Effectively manage your banking transactions Sign up for E-statements and E-notices to check and download up to 12 months of bank statements and stay in control of your finances

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